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Youth Accounts

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Youth Savings Account

Delta County Federal Credit Union understands that youth are our future, and for that reason we focus on providing young savers with the tools necessary to become successful money managers.

Youth Savings Accounts are set up as joint ownership with an adult and remain in the “youth” category until the owner reaches the age of 18, at which point the account transitions to a regular account.

Available on this account:

  • E-statements
  • Online and Mobile Account access

Youth Share Certificate

Delta County Federal Credit Union offers a three month Youth Share Certificate. Our Youth Certificates have a $250 opening balance and offer a higher yield than our standard Share Certificates. Dividends are paid at maturity.

Available on this account:

  • E-statements
  • Online and Mobile Account access

All of your funds on deposit with Delta County Federal Credit Union are federally insured for up to $250,000 by NCUA (National Credit Union Administration).


Student Loans

Delta County Federal Credit Union has partnered with SLM Corporation, more commonly known as Sallie Mae, to offer student loans to our members. Loans offered through Sallie Mae are not underwritten or serviced by Delta County Federal Credit Union.

Sallie Mae offers student loans catering a variety of educational needs and plans. Loans offer competitive Interest rates, no origination fee or pre-payment penalties, and multiple repayment options. Sallie Mae loans are considered private loans, not federal loans.

Undergraduate Student Loans – for those seeking Bachelor’s or Associate’s Degrees

Parent Loans – for parents taking on financial responsibility for an education loan.

Graduate Student Loans – can fund schooling expenses for advanced degrees, including associated expenses. Specialized loans offered for:

  • MBA (Master of Business Administration)
  • Medical School
  • Dental School
  • Health Professions Graduate
  • Law School
  • Graduate School Loan

Please click on the link below to be re-directed to the Sallie Mae Student Loan page. Information is available as well as the ability to submit an online application.

Student Loans


Click here to view our Schedule of Fees.
Click here to view our current deposit rates.
Click here for Truth in Savings disclosure.
Click here for Truth in Savings - Share Certificates
Click here to use our savings calculators.

delta county youth accounts

Contact Us

Delta: (970) 874-7674
Hotchkiss (970) 872-4277


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Locations & Hours
Lost/Stolen Debit Card 1-800-500-1041
Lost/Stolen Credit Card 1-800-991-4961
Routing Number: 302174977