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Savings Accounts

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Share Account (Savings)

Your Share account is your basic relationship with your credit union. A Share account is required in order to gain membership in the Credit Union and also must be in place before any additional accounts may be opened.

A minimum initial investment/deposit is required in order to open a Share account, along with a membership fee. A Share Account earns you a divided quarterly, so long as you maintain an average daily balance exceeding minimum requirements. Dividends are paid quarterly.

Available on this account:

  • ATM Cards
  • Direct Deposit
  • E-statements
  • Online and Mobile Account access
  • Remote Deposit of checks

Special Savings

Some members like to set up a special savings to save for a car, for a vacation, for the holidays, for college or for home renovations. Setting up a Special Savings sub-account is easy and lets you have different, designated funds that you can keep separate to help you reach your goals! Special Savings accounts cannot be attached to ATM cards.

Available on this account:

  • E-statements
  • Online and Mobile Account access

Money Market Savings Account

Money Market Savings Accounts require a higher opening balance than a standard Share account, and offer tiered dividend rates based on the balance carried in the account, paid quarterly.

Available on this account:

  • E-statements
  • Online and Mobile Account access

All of your funds on deposit with Delta County Federal Credit Union are federally insured for up to $250,000 by NCUA (National Credit Union Administration).


Click here to view our Schedule of Fees.
Click here to view our current deposit rates.
Click here for Truth in Savings disclosure.
Click here to use our savings calculators.

open a savings account

Contact Us

Delta: (970) 874-7674
Hotchkiss (970) 872-4277


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Locations & Hours
Lost/Stolen Debit Card 1-800-500-1041
Lost/Stolen Credit Card 1-800-991-4961
Routing Number: 302174977