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Certificates

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A Share Certificate (commonly referred to as a Certificate of Deposit or CD) is a great investment solution for Members who have funds they do not need immediate access to, and for those wishing to earn a higher rate of return. Should circumstances necessitate a withdrawal prior to maturity date, an early withdrawal penalty may apply.

The Credit Union offers Share Certificates with the following terms:

  • 6 month
  • 1 year
  • 18 month
  • 2 year
  • 5 year

Share Certificates can be issued on Youth Accounts. For more information, click here to visit our Youth Accounts page.

All of your funds on deposit with Delta County Federal Credit Union are federally insured for up to $250,000 by NCUA (National Credit Union Administration).


Click here to view our Schedule of Fees.
Click here to view our current deposit rates.
Truth in Savings Disclosure - CDs.
Click here to use our savings calculators.

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Contact Us

Delta: (970) 874-7674
Hotchkiss (970) 872-4277


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Locations & Hours
Lost/Stolen Debit Card 1-800-500-1041
Lost/Stolen Credit Card 1-800-991-4961
Routing Number: 302174977