Share Draft Account (Checking)
A Share Draft account is another name for a checking account. There is a required minimum balance to open and earn dividends.
Available on this account:
- ATM or Visa Debit Cards
- Checks
- Direct Deposit
- E-statements
- Online and Mobile Account access
- Bill Pay
- Remote Deposit Capture of Checks
- ACH Payments
- Overdraft Protection available
Money Market Checking
Historically, Money Market Checking Accounts have appealed to those who wanted to earn a higher rate of return than paid on a regular Share Draft checking account, but did not wish to tie up funds for an extended period in a Share Certificate (CD). Money Market accounts do, however, require a considerably higher opening balance than a regular Share Draft account.
Available on this account:
- ATM or Visa Debit Cards
- Checks
- Direct Deposit
- E-statements
- Online and Mobile Account access
- Bill Pay
- ACH Payments
Health Savings Checking Account (HSA)
A Health Savings Checking account (HSA) is a tax-advantaged medical savings account available to members enrolled in a high-deductible health plan (HDHP).
Available on this account:
- Visa Debit Cards
- Checks
- Direct Deposit
- E-statements
- Online and Mobile Account access
- Bill Pay
- ACH Payments
All of your funds on deposit with Delta County Federal Credit Union are federally insured for up to $250,000 by NCUA (National Credit Union Administration).
Click here to view our Schedule of Fees.
Click here to view our current deposit rates.
Click here for Truth in Savings disclosure.
Click here to use our savings calculators.