| FACTS |
WHAT DOES DELTA COUNTY FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? |
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| Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and credit or other debt
- Overdraft history and credit history
- Payment history and transaction or loss history
When you are no longer our customer, we continue to share your information as described in this notice. |
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| How? |
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Delta County Federal Credit Union chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information |
Does Delta County Federal Credit Union Share? |
Can you limit this sharing? |
| For our everyday business purposes: Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
| For our marketing purposes: to offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
No |
Yes |
| For our affiliates' everyday business purposes: information about your transactions and experiences |
No |
We don't share |
| For our affiliates' everyday business purposes: information about your creditworthiness |
No |
We don't share |
| For nonaffiliates to market to you |
No |
We don't share |
| To limit our sharing |
- Call 970-874-7674
- Visit us online: deltacountyfcu.com, or
- Mail the form below
Please note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing. |
| Questions? |
Call 970-874-7674 or go to deltacountyfcu.com |
| What we do |
| How does Delta County Federal Credit Union protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Delta County Federal Credit Union collect my personal information? |
We collect your personal information, for example, when you
- Open an account or show your government-issued ID
- Apply for financing or give us your contact information
- Show us your driver's license
We also collect your personal information from others, such as credit bureaus or other companies. |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only:
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
| What happens when I limit sharing for an account I hold jointly with someone else? |
Your choices will apply to everyone on the account. |
| Definitions |
| Affiliates |
Companies related by common ownership or control. They can be financial and non-financial companies.
- Delta County Federal Credit Union has no affiliates.
|
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Delta County Federal Credit Union does not share with nonaffiliates so they can market to you.
|
| Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include CUNA Mutual Group's MEMBERCONNECT.
|
------------- Detach and mail form below. Retain disclosure above for your records. -------------
| Mail-In Form |
Mark any/all you want to limit:
______ Do not Share my personal information with other financial institutions to jointly market to me.
|
|
Name
Address
City, State, Zip
|
Mail to:
Delta County Federal Credit Union
100 Circle Drive
Delta, CO 81416
|